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Credit Line
on UPI
Distribute personalized and purpose-driven credit products on UPI rails using Falcon's platform and deliver customer delight through white-labeled experiences
Trusted By
Launch quickly, personalize products, scale easily, and cut costs with adaptable solutions that drive growth and innovation
Transform credit with our modern stack: Tailored card & UPI experiences your customers will love
Accelerated
Go-to-Market
Falcon’s ready-to-launch stack for Credit Line on UPI enables you to launch secured or unsecured credit products in just 4-6 weeks.
Personalized Product Offerings
Leverage Falcon’s integrated credit and lending capabilities to offer diverse products, with or without interest-free periods. Enable EMI conversion during and post-transaction, customized fees, and flexible repayment options like UPI autopay, on-demand payments, and account transfers.
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Limitless Scale
Expand your credit offerings and meet rising customer demands. Whether you're adding new products, enhancing your portfolio,
or handling more transactions, our
cutting-edge infrastructure scales
with you.
Robust Regulatory Compliance
Be compliant and secure from Day 0 with Falcon’s platform, engineered to effortlessly meet regulatory standards and prevent any disruptions.
1
Offer a digital line of sachet credit with zero interest, which can be paid on a monthly due date.
2
Convert transactions automatically into easy EMIs with a digital credit line, featuring fixed interest rates and terms.
3
Provide a premium credit line for highly credit-worthy customers, offering flexible EMI tenures and configurable interest-free periods.
4
Enable users to carry forward their balance by paying just the minimum due with a revolving credit line. Support flexible billing dates and easy EMI conversions.
5
Deliver a specialized credit line designed for specific merchants, providing tailored credit for intended shopping categories.
Launch credit products faster, cut costs, and grow revenues from Day 1
Unlock new revenue streams by offering a range of credit products, tailored precisely for different customer segments.
Drive loyalty with instant credit access, powerful digital experiences, and flexible repayment options.
Accelerate operational efficiency with Falcon’s comprehensive back-office dashboard for support/operations/compliance teams, automated reporting, powerful analytics and streamlined GL integration.
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Scale your credit offerings in lockstep with your growing customer base, empowering you to launch new products with speed and precision.
Leverage Falcon's commercial model optimized for CL on UPI, driving down your technology expenses significantly
Transaction
Processing
Repayments &
Collections
Fraud Risk &
Management
Rewards &
Loyalty
Partner
Onboarding
Technical
Support
Recon &
Settlement
Reporting
Focus on what you do best,
let us handle the rest
Focus on what you do best, let us handle the rest
Embed credit products into your end-user mobile / web apps to generate revenue, drive retention, and reduce CAC
Single integration for multiple banks and networks
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Build delightful user journeys, fast
Step into a customer-focused future of banking
Instant credit access
Instant Savings Account with Aadhaar eKYC. Upgrade at your convenience through video or biometric KYC
Personalized credit products
Allow customers to select credit products that align with their lifestyle, offering choices for short-term credit, EMI conversions, or revolving credit.
Universal acceptance
Offer seamless usage of credit lines across any UPI-enabled app, ensuring convenience and widespread acceptance.
Enhanced security
Protect your customers from day one with mobile number verification, 2-factor authentication, and device binding. Ensure secure transactions on trusted UPI rails with PIN-based authentication and real-time alerts.
Flexible repayment options
Give your customers the flexibility to choose their repayment method—whether through UPI autopay, on-demand payments, or easy EMIs.
Build industry-first credit products
Falcon helps you innovate. Create feature-rich credit experiences that don’t exist on the market
Introducing... “FD Backed Credit Card”
A credit-builder card secured against FDs for first-time card holders, powered by Falcon
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PRIYANKA
CEO, FALCON
Unsecured Credit Card
Issue unsecured credit cards to your creditworthy customers, powered by Falcon
PRIYANKA
CEO, FALCON
Corporate Credit Card
Issue corporate cards to businesses for corporate spends, powered by Falcon
PRIYANKA
CEO, FALCON
Falcon comes with everything you’ll need
APIs
Get client and server libraries in everything from React and PHP to .NET and iOS.
Dashboard
for Banks, Co-Brands, Fintechs
SDK's & White-label Applications
& White-Label UI Components
Enterprise-level 24/7 support
for end to end program management
Rewrite the rules of the new digital economy with us
